Here’s a brief summary of the last 2 years of Mr. Dress Pockets spending from Personal Capital. Mrs. Dress Pockets tracks her spending in Mint and thus this does not capture all of her spending. There are a few joint accounts that overlap.
As I look to the future, 25k in annual day care and child support will converge towards zero over the next 2-4 years. Expect a big retirement party or Tesla minivan then. That -25k also brings us closer to my target annual retirement budget of 50k.
2021 Top 10 Personal Capital Spending Categories
- Child Care $19,266
- Home Improvement $13,051 (new kitchen counters and floors)
- Mortgages $7,500 (mortgage paid off in Feb 2021)
- Groceries $6,728
- Child Support $5,337
- Gifts $3,550
- Property Taxes $3,238
- Healthcare/Medical $3,062 (the budgeting widget above excludes reimbursable dental and vision expenses)
- Education $2,900
- Travel $2,035 (road trip and a refunded flight ticket above)
2020 Top 10 Personal Capital Spending Categories
- Mortgages $44,000 (operation debt free)
- Home Improvement $21,886 (new windows)
- Child Care $19,228
- Groceries $6,177
- Child Support $4,960
- Property Taxes $3,218
- Gifts $3,045
- Healthcare/Medical $3,027
- Education $2,800
- Insurance $1,625 (home & auto, insurance rebate above)
